Mortgage Loan Underwriter

Position Code:          2020-07

Position Title:              Mortgage Underwriter

Location:                     Uwharrie Bank

PT/FT:                           Full time

Deadline for Applications:   Open until filled

You will not find a better place to work in the mortgage industry!

Uwharrie Bank has a family feel and a team spirit that cares about the communities and customers we serve. We are known for making loans work that others cannot do and for closing all mortgages on time, every time, with no surprises. Uwharrie brings job stability and has been serving the Carolinas since 1984!   We also offer an excellent benefits package.

Your responsibilities include making the underwriting decision to determine eligibility for loans up to the applicable conforming limits. Ideally, you have Direct Endorsement (DE) authority with FHA.  We underwrite conventional, FHA, VA, USDA, NCHFA, and limited Jumbo delegation.

General Qualifications

Knowledge:  Undergraduate degree in business related field or equivalent combination of experience and education is required.  Knowledge of mortgage lending practices and regulatory compliance as it relates to mortgage lending is highly desirable.

Experience: A minimum of three years’ experience underwriting residential mortgages is required, or a combination of education and experience may be considered.  

Scope of Decisions:  Work is generally performed under minimal direction and guidance, following defined policies, procedures and objectives.   Final underwriting decisions are made without review and approval from manager in most circumstances.  Position requires contact with internal and external customers, outside businesses, etc., and requires tact and diplomacy on transactions moderate in scope. 

ADA Requirements:   Requires, vision, hearing, speech, concentration, learning, thinking, interaction with others, the ability to exercise self-control and the ability to work under stressful conditions.

Uwharrie Bank is an Equal Opportunity Employer and makes recruitment, employment, promotional and all other human resources decisions without regard to race, color, religion, national origin, age, sex, gender identity, sexual orientation, disability, veteran status or genetic information.

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